Exclusive mortgage solutions from leading UAE banks, with our expert guidance to help you make informed decisions and achieve your financial goals with confidence.
Access to the best mortgage rates in the UAE market.
Tailored solutions to help you maximize savings over the term.
Streamlined process for quick pre-approval.
Personalized support throughout the process.
Clear updates at every stage for informed decisions.
Your satisfaction is our priority.
Whether a first-time buyer or seasoned investor, Your Finance Tree simplifies the mortgage process with tailored solutions. Discover our range of products to achieve your real estate goals with ease and confidence.
Financing for buying your dream home or investment property.
Mortgages for office buildings, retail spaces, and other business
properties.
Loans for properties still under development.
Tailored mortgage solutions for non-residents.
Financing for purchasing land for future development.
Funding for building new properties from scratch.
Financial assistance for upgrading your existing property.
Loans for expanding your current living or commercial space.
Unlock the value of your property for other investments opportunities.
Transfer and consolidate existing loans for better terms.
Solutions for acquiring several properties at once.
Welcome to Your Finance Tree, a family-owned business deeply rooted in the principles of growth, stability, and community. Our name embodies our mission, drawing inspiration from the concept of a family tree. Just as a family tree represents strength, support, and growth through generations, Your Finance Tree is dedicated to nurturing and supporting your financial well-being.
At our family-owned business, we understand the importance of trust and personal relationships. Founded with a vision to provide comprehensive financial services, we tailor our solutions to your unique needs, much like branches of a tree offering support. Our personalized approach ensures your financial journey is guided with care, expertise, and a familial touch, helping you achieve your goals at every stage of life.
We are proud to be licensed by the Department of Economy and Tourism (DET) and the Dubai Land Department (DLD), ensuring our services meet the highest standards of quality and professionalism. As a business regulated by the Real Estate Regulatory Agency (RERA), we adhere to strict industry regulations, providing you with confidence and peace of mind.
At Your Finance Tree, we are more than just a financial service provider; we are your partners in building a strong financial foundation for you and your family. Join us, and become a part of our growing family today.
Contact us for a free consultation. We’ll assess your financial needs and situation to determine your mortgage eligibility. From start to finish, we’ll guide you through the entire process.
Our experts streamline the mortgage process by taking care of bank communications, handling all paperwork, and helping you select the best mortgage option before submitting your application.
Our team will keep you informed at every stage until the mortgage is approved. We aim to make securing your financing as smooth and fast as possible.
3.90%
per year4.20%
per year5.40%
per yearAt Your Finance Tree, our mission is to empower individuals, families and businesses with the knowledge and tools needed to cultivate financial stability and growth. We are committed to providing expert guidance, personalized solutions, and educational resources that nurture financial well-being, ensuring our clients to realize their aspirations and build a financially secure future.
We uphold the highest standards of honesty and ethical behaviour in all our dealings.
Our clients are at the heart of our business. We are dedicated to understanding their needs and exceeding their expectations.
We strive for excellence in everything we do, from our services to our client relationships.
We embrace innovation and continuously seek new ways to improve our services and solutions.
We believe in the power of teamwork and collaboration, both within our organization and with our clients and partners.
At Your Finance Tree, we support the Mohammed bin Rashid Al Maktoum Knowledge Foundation due to its alignment with our mission of empowering clients through education and innovation. The Foundation’s focus on sustainable development and financial literacy complements our commitment to long-term client relationships and reinforces our values of integrity, excellence, and collaboration. By partnering with organizations that share our dedication to these principles, we aim to create a meaningful impact and drive positive change in the communities we serve.
Most individuals can secure a mortgage in the UAE, including UAE Nationals, residents (expats living in the UAE), and non-residents. However, the mortgage terms and interest rates may vary based on your residency status.
The Central Bank permits mortgages on both new and existing properties. Additionally, you can finance land purchases or construction projects (including off-plan properties).
Not necessarily. When you approach a bank on your own, you are limited to the offers from those specific banks, which might not be the most competitive and the process is also very time consuming. At Your Finance Tree, we leverage our strong relationships with multiple trusted lenders to secure the best possible rates and terms for you. Our transparent, efficient process ensures you get a mortgage that fits your needs without bias, ensuring an informed decision.
If you're serious about buying a property, you should apply for mortgage pre-approval before searching for a property. Having pre approval gives you a clear idea of your budget and strengthens your negotiating position with sellers, showing that you are financially prepared and serious about buying.
Pre-approval usually takes 5-7 working days, though the timeframe may vary based on the bank and your circumstances. Once pre approved and the property is selected, we handle everything for you, allowing you to relax until the process is complete.
The minimum down payment generally begins at 20% of the property's purchase price, though it may vary based on your financial profile and the property's value.
Emma Patterson
Manchester, United Kingdom