At Your Finance Tree, we don’t push. We guide.
That’s why we pair every client with a MAP: your personal Mortgage Advisor Partner.
From the moment you start exploring to the day you receive your keys (and beyond), your MAP is there to simplify choices, fast-track approvals, and guide you with clarity and care.
What You Receive:
Client Stage: Exploring a potential purchase or refinance in the next 6–12 months.
What You Receive:
Client Stage: Preparing to secure financing within the next 3 months
What You Receive:
Client Stage: Ready to finalize a property purchase or refinance within 30–60 days
Fee:
1% advisory fee – performance-based and aligned to the value delivered at each milestone:
Invitation Only
Available exclusively to clients who:
“Strategy is what turns a mortgage into a wealth-building tool.”
We don’t just help you secure a UAE mortgage, we help you design a structure that protects your wealth, enhances your liquidity, and aligns with your long-term financial goals.
| Explore | Plan | Execute | |
|---|---|---|---|
| Service Name | Discovery Call | Strategy Session | MAP Concierge Experience |
| Purpose | Get clarity before taking the next step | Define your mortgage direction with expert input | Full-service execution and strategic guidance |
| Fee | Free | AED 2,500 (credited if you upgrade to MAP Concierge Experience) | 1% of loan amount (milestone-based) |
| Booking | Open | Open | Private Access (available via invitation or upgrade only) |
| Delivery | 30-min call with MAP | 30-min Strategy Session | Full journey — from start to handover and beyond |
| Included | Goal check-in, overview, Q&A | Affordability, budget, loan structure, checklist | Strategy Session + End-to-end coordination, negotiation, legal support, post-handover care |
| Who It’s For | Curious or referred clients | Buyers ready to move forward with clarity | First-time buyers, HNWIs, investors, and complex or time-sensitive profiles |
Explore your options. Plan your strategy. Execute with clarity, with a dedicated MAP by your side.
We don’t just secure loans—we help you build wealth wisely, with your success as our mission.
We charge a clear, all-inclusive 1% advisory fee, based on your approved loan amount. No hidden charges. No surprises. Just full-service, performance-based support.
Our milestone-based structure reflects the value we deliver at each key stage:
A pricing model built on trust, transparency, and results — exactly what you should expect from your MAP.
Together with your MAP, we’ll design a financing strategy built around your goals, clarity, and long-term success.
“Free” can cost far more than you think, just not upfront.
Many brokers are paid only by banks, which can influence the advice you receive, the structure you’re offered, or the fine print you never thought to question.
The result? A mortgage that looks fine on paper but isn’t built for the long term.
No stress testing. No forward planning. No one protecting you from hidden clauses, refinancing barriers, or structures that quietly limit your options.
We do receive a standard bank commission but our service fee keeps our focus where it belongs: with you.
Because it’s not just about approval. It’s about alignment, clarity, and a strategy that protects what you’re building, not just today, but for years to come.
You might get the same rate.
But you rarely the same insight, structure and outcome.
We work with the top UAE banks, not for them but to negotiate the right structure, terms, and timeline.
And we position your profile to succeed before your application is even submitted.
Most brokers match you with a lender.
We match your mortgage to your life goals.
Through stress testing, future-proof planning, and full journey support, we act as your strategic advisor, not just a middleman.
No catch. No pressure. No sales script.
Just a clean, calm space to understand your options, led by your MAP (your Mortgage Advisor Partner), who sees the big picture, not just the rate.
Tier 3 is by invitation only.
It’s available exclusively to clients referred by a trusted partner or those who’ve completed a Tier 2 Strategy Session.
We do this to ensure alignment, readiness, and the results our model is designed to deliver.
You walk away with clarity. No pressure, no obligation.
Your MAP (mortgage advisor partner) will provide you with a detailed strategy and preparation pack, yours to keep.
And if you choose to continue within 30 days, your full AED 2,500 is credited toward Tier 3.
We work with most of the leading UAE banks but we don’t just present options.
We handpick the right fit based on your structure, eligibility, and long-term vision, not based on commission incentives or volume deals.
We work with individuals, families, and investors who value clarity, discretion, and expert guidance.
If you prefer to “just get a loan,” we may not be the right fit.
But if you want a mortgage strategy designed to support your goals now and protect your future, we’d be honored to help you turn that clarity into confidence, and that confidence into the right move.
We built this service for people who don’t want to gamble with one of the most important financial decisions of their lives.
From secure document handling to bank-level compliance and milestone-based fees, everything we do is designed to earn and protect your trust.